Tips to make your move hassle free

Most people think of moving as a long, painful process but it doesn’t have to be that way if you follow a few simple tips. Take it from me… I’ve moved 11 times!

1) The month before you move, keep one list on your refrigerator of all of the bills and important mail that comes in. Keep this mail in one folder that is handy so that you can email or call ahead to forward all of your mail. You are less likely to forget one of your top fans if you are maintaining a list. Also, mark on your list the date that you sent your forwarding request.

2) Start packing early and often. Let’s face it – no one likes packing. However, if you start off by tackling just one or two boxes a day, things will go much more smoothly closer to moving day. Start by packing the things that are easy and obvious. You know that you don’t need your holiday decorations handy if you are moving in July. They’re probably already boxed anyway, so tape those boxes shut and label them clearly on at least three sides.

3) The week of the move, keep one box open that is marked “#1 – Open 1st” I like to mark this box on 5 sides (including the top) with red and black marker. This box has everything that I need in it to go to bed comfortably and to wake up the next morning. Sheets, a towel and washcloth, hair and makeup products, toilet paper, pajamas and a change of clothes all go in this box. I also like to pack my all-purpose cleaner and roll of paper towels because I’m willing to bet that the last people didn’t clean something the way that I like. It’s really handy to be able to find the box that has all of these necessities in it.

4) If you are moving with kids and/or pets, I have found that it really saves the day if they are out of the way. Ask someone that loves your family to watch them for the day or the weekend so that you can get a lot of work done. Your kids and pets would thank you for it too! Moving is stressful for everyone, but coming into a home that is (mostly) set up for comfort is awfully reassuring. Seeing their new home in reasonably good order helps the kids and pets to feel right at home more quickly.

5) Make it fun. Keep your i-pod docking station handy to keep the tunes playing while you unpack and get settled in. Studies show that people work more efficiently when they have music to work by!

Wishing you much happiness in your new home!
RentGrl


How do I protect myself legally when I take on a roommate?

Adding a roommate to your living situation is an ideal way to save on your expenses, but there are some risks.    Luckily, there are four simple things that you can do so that you are not left holding the bag if things turn sour!  I always tend to be optomistic when there is a shared tenancy.  In 99% of the roommate experiences that I have seen over the years everything is friendly at a minimum.  However, there is that nasty exception to every rule that reminds us all to protect ourselves.  After all, the old saying that you don’t know a person until you live with them was coined for a reason.

First, talk to your landlord/leasing consultant/property manager about what requirements they have.  If your landlord is a responsible one, they will ask the potential roommate that you identify to come into the office and fill out a formal application.  From there, they should run a credit report (ask if they do this for you).  As you already know, a credit report can reveal a lot about a person.  The main thing that you want to know is that they pay their bills on time and that they don’t have any judgements or liens against them.  This should give you the peace of mind that, at least financially, this roommate looks like a solid citizen.

Your landlord will probably also want to add the new roommate to the lease.  This is an incredibly important step for you to take!  If your landlord doesn’t volunteer this as an option – insist on it!  You want the roommate on the lease because it means that both parties are responsible for all of the terms of the lease.  If your roommate stops paying the rent, the landlord can take the roommate to court for non-payment of rent.  This can save you a huge headache and court costs if things get ugly!

Third, once the roommate has officially signed all of the documentation you should agree on a few ground rules of your own in writing.  This doesn’t have to be like Sheldon’s list in The Big Bang Theory.  A simple, easy to read list of items that you and your roomie can agree to will save some arguements down the road by setting the expectations that you both have about living in a shared space.  Some common rules relate to cleaning up after yourselves in the bathroom and kitchen and rules related to overnight guests (romantic and otherwise).  My first property managent teacher taught us that guests are like fish – after three days they begin to smell!  You decide what works for you.

Finally, I am a big believer in writing seperate monthly checks to the landlord.  You want to establish that you pay your rent on time.  If roomie dearest is a slow pay or a late pay, you do not want that to effect the landlord’s impression of you.  There is no guarantee that your landlord will not take you both to court if the rent is late, because they can.  However, if you take action from day one that you are a responsible tenant that can go miles in your favor.

If you do not have a landlord at all, or a landlord who will not help you with the application and credit screening of your new roommate, you can still follow the above guidelines.  Make up a simple application of your own.  All that you really need is a name, address, phone number and employer verification.  You can even ask for the two most recent pay stubs to identify if the roommate can afford the rent. 

You can also run your own credit and criminal checks online.  Make sure that there is an authorization line in your application to do this!  There are a host of services available – look for a site that has some positive user reviews.  Today, there are a host of sites that charge you $15 – $30 for a report that doesn’t tell you much of anything.  You are also allowed to charge the cost of running the credit / criminal check to the applicant.  If the applicant resists having you check up on them… move on to the next candidate!  You don’t want a roommate who has something to hide!

Taking these few measures will go a long way in finding a roommate who can afford the rent and pay on time.  Those were the two goals that you had when you started this process.  Proceeding with caution is often the first step in identifying that person that will not only help with expenses, but also make a valued friend in the future.  I hope that your roommate experience is a happy one!


Is Renter’s Insurance a Scam?

The short answer – in case you are really pressed for time – is NO! Now, if you are on your way to sign your lease you don’t need to read any further. Just in case, I will give you the full report!

Renter’s Insurance is created to protect the renter or tenant. The landlord gets absolutely nothing out of the deal – no commission, no cut in the action, nada! Renter’s Insurance is a) super cheap, and b) protects YOUR stuff. The insurance usually amounts to less than $15 a month and will cover your expenses if there is a catastrophe that damages your apartment.

So why do so many landlords require renter’s insurance? The reason is really simple – the landlord doesn’t want to hear you complain if there was a flood or fire and your personal property was damaged. Most people think that the landlord’s insurance will cover the tenants’ property as well. This idea is 100% myth and nobody knows it better than the landlord. The landlord pays a lot of money every year on insurance but that insurance covers the building and the mechanics to operate the buildings. The contents of the buildings and the cars in the parking lot are the responsibility of the tenant.

If you own a car and pay insurance for the car, your auto insurer will often carry tenant’s insurance as well. Sometimes, you will be eligible for a discount for purchasing both kinds of insurance from the same agent. ASK for the discount! Not everyone is as forthcoming about this information as we would like them to be!

Wishing you lots of luck in your new home!


Location, Location

When you are looking for a new apartment, you want to make sure that the surrounding community is right for you. If you like the apartment that you visited, take a short drive through the area before filling out the application. Did you follow the directions on the community’s website? Try driving away from the community in the opposite direction! You may be surprised to learn that the apartment is surrounded by some pretty scary neighborhoods.

From a more practical standpoint, you will also want to reassure yourself that what you require truly is close by for you! Is your favorite coffee shop within a reasonable walk? Do you like to be close to trendy restaurants? What about the dry cleaner or the post office? If you work from home, are there plenty of spaces that offer free wifi close by?

Stop into a couple of shops and tell them that you are looking for an apartment. Where would they send their friends to live? Is it the community that you are considering right now? Better still, walk through the community on your own and tell people that you are thinking of moving there. They will be more than happy to share their thoughts with you!

Wishing you lots of luck in your new home!


How To Get Your Security Deposit Back

First, check your lease… go on and find it and blow all the dust off of it. If you can’t find it, ask the resident manager to make another copy for you. The basics of how to get your security deposit back are in your lease. Check the paragraph about “Terminating the Lease” to make sure that you are giving the required notice. Make sure that you give your intentions to terminate the lease in writing with a date at the top of the page so that there is a clear record of when you submitted your request.

Another common hazard is failing to give the leasing office written notice of your forwarding address. It seems simple enough for the management company to send your security deposit check to your previous address and have that forwarded. However, legally the landlord requires your forwarding address and that address must be a physical address (no P.O. Boxes). Even if it seems like a pain in the neck detail, taking a few minutes to put your new address in an email or in a letter could mean hundreds of dollars in your pocket.

Third, if your resident manager does not give you a set of “Move Out Instructions” when you give your notice, ask for one! Your on-site manager will be impressed to know that you care to make an effort to leave on good terms! Believe it or not, your effort will be rewarded. Every management company that I know has different rules, so I won’t pretend to know what is on your company’s list. Some are very detailed (you must clean the oven and defrost the fridge) and others are simple (just remove the trash and sweep or vacuum). My advice to my tenants is to hang the checklist on their refrigerator and use it as a checklist so that they are confident that everything was done as the management company would like it.

Last but not least, ask your resident manager if there are any outstanding charges on your account. There may be a small unpaid charge, or even a credit to your account! Settling the tab and any related questions well in advance of your move date ensures that everything is handled smoothly!

Moving day is hectic and exhausting, but the reward of getting your full security deposit back is worth the effort. Landlords generally don’t make any money from the security deposits. They only withhold money because of the time, labor and materials that it takes to set the apartment to rights for the next tenant. If you take the time to have a conversation with your on-site manager about their expectations and run through your checklist, your management company will gladly send you your security deposit within 30 days.

Wishing you happiness in your new home!


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